What Happens if a Person Is Injured at Work

Many are unsure what to do in case of injury at work and get panicked. It may be the case that workers are discouraged by senior managers from reporting work-related accidents but the good news is that there are things to do if you get injured.

What to Do in Case of a Work-Related Injury

All accidents must be promptly reported under section 35 of the Safety Regulations, including accidents and injuries of serious nature occurring at work. Such accidents must be reported to the chief safety officer. Employees are required to report to their manager all accidents that occur due to chemical releases, explosions and fires, and illnesses that are caused by work. Illnesses and injuries must be reported as well if they result in death, permanent disabilities or physical damages, restrictions in performing duties, and time off work. Obviously, the next step is to check with your insurance company. Look at your policy to see what it covers. The workers compensation insurance covers work-related injuries so that companies avoid lengthy and costly lawsuits. Many insurers also offer policies such as accidental death and dismemberment, which are designed for employees, regardless of their location. If the policy does not cover all expenses, then there are several sources of funding to pay medical and hospital expenses and additional costs. One option is to visit your local bank and ask about their loan programs (terms, payment schedules, interest and penalty charges, etc.). Credit unions offer attractive terms and affordable rates to their members, and the rates are usually lower compared to other financial institutions. Finally, credit cards are one way to cover medical expenses if you just need a small amount over a short period.

Accident Prevention Program

The ultimate goal is to help prevent injuries and accidents due to hazards and must be in compliance with federal regulations. Standards serve as guidance on employee education, preventive measures, hazard assessment and identification, and effective implementation plans. The Department of Public Work has published an accident prevention manual under the Public Works and Services Safety Program to help employers secure a healthy and safe working environment for all employees. To prevent injuries in the first place, employees must wear protective gear and equipment such as face masks, gloves, hard hats, steel-toed boots, etc. All fire doors must be kept closed, and designated emergency exits should be easy to find and use. Employees must promptly report all work-related injuries and accidents to their supervisors, and it is also important to report unsafe conditions, acts, and activities to help improve work safety. There are general rules for road safety as well. The winter travel vehicle checklist, for example, includes items such as brakes, heaters, exhaust systems, flashing hazard lights, windshield washer fluid and wipers, antifreeze and battery, etc. Rules and guidelines for office safety are also in place, and employees are required to offer training in office ergonomics, electrical safety, and emergency procedures.